Did you know that there is a way to avoid mortgage taxes that increase the cost of re-finances? The technique known as a “consolidation, modification and extension agreement” (CEMA), and helps a refinancer to pay only the cost of the “new money” being borrowed. To accomplish a CEMA, the borrower,…
A “closing” is a “closing.” When people say they are going to their real estate closing, they are talking about accepting their most expensive investment, fleas and all. If you have a problem with the home before the closing, you should bring it up before the closing, otherwise you are…
Well, that really depends upon where your “stoop” is sitatuated and whether the police officer thinks you have an open container. In Brooklyn New York a Prospect Heights man was issued a ticket for drinking beer on his front “stoop,” which was several feet from the public sidewalk and not…
https://www.kloselaw.com/lawyer-attorney-1336884.htmlDid you know that your septic system needs periodic maintenance and occasional pumping? Westchester County did not believe that enough homeowners understood this, and is obligated by New York State to protect the drinking water supply; so it is going to reimburse homeowners who have septic systems and pay taxes…
New home buyers of one of the 20,000 homes in Westchester County served by a private well are protected by Westchester’s Private Well Water Testing Law, which states: § 707.03. Water Testing Requirements Upon Sale of Real Property. Upon the signing of a contract of sale for any property within…
Are you looking to purchase real estate in New York? Whether the real estate is your first house in Westchester, your vacation property in Dutchess, or your flat in Brooklyn, one common question that arises is how should you take ownership, especially if you are buying with your spouse, your…